HSBC looks to be ditching passwords in favor of Apple’s Touch ID and voice recognition


iPhone 6s - Touch ID

For HSBC customers in the United Kingdom, security is taking a shift in the direction of fingerprints and a customer’s voice, thanks to new changes in protocol.

According to a report published by BBC, one of the largest banks in the UK, HSBC, is making changes to the way it secures its data and customer information. Instead of holding everything behind a password, the bank is transitioning to a biometric-based system, pretty much across the board. That starts with securing accounts with a fingerprint if you have an iPhone and Touch ID.

If a customer owns an iPhone or iPad that’s capable of using Touch ID, you’ll be able to log into the iOS app with your fingerprint, and forego inputting your password directly. Beyond that, customers will be able to use their voice to log into the banking system over the phone, thanks to just their voice. The report states that Nuance Communications will be the one responsible for handling the voice recognition.

“It works by cross-checking against over 100 unique identifiers including both behavioural features such as speed, cadence and pronunciation, and physical aspects including the shape of larynx, vocal tract and nasal passages. Customers who want to use the service will have to enrol their “voice print” and will no longer need to use passwords or PINs.”

The bank says it’s the biggest biometric rollout for security in the United Kingdom to date. Do you prefer this type of security, or do you still want your password to guard the gate?

[via BBC]

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